A quick recap, if you've taken our insurance policy you'll be covered against loss, theft and accidental damage.

However, if you return the phone to us damaged, we may charge you for the cost of repair as outlined by the Repair Charges set out in your agreement.

Fair Wear & Tear (Grade C) - No charge

Obvious signs of use such as some deep scratching (2 or fewer deep scratches on front glass that are less than 3cm in length), small dents, discolouring or changes in the paintwork, but no cracks anywhere on the Handset.

Significant Damage (Grade D) -  Repair Charge based on iPhone model

Some level of cosmetic damage such as significant deep scratching, chips, cracks and/or more significant dents. Or maybe in the visual condition of Grade C, but has a functional fault identified during our testing process.

Functional fault examples:

Locked or Major Functional Damage (Grade E) -  Repair Charge based on iPhone model

Maybe in the visual condition of Grade C or D but all data has not been deleted, or the Handset is logged in to any of your personal accounts; or any phone security features (including any user-set password, passcode, pattern, biometric security or remote protection features such as ‘Find my phone’) have not been disabled; or

The Handset has a major functional fault identified during our testing process.

Major functional fault examples: