We’re very sorry to hear you’ve been declined.
As we are authorised and regulated by the FCA, we have to run credit checks on all of our customers to ensure the monthly payments are affordable and to protect against fraud. Unfortunately this means we sometimes say "no".
If you need further information, we suggest you review your free credit report from Credit Karma (www.creditkarma.co.uk) or ClearScore (www.clearscore.com) and this helpful article from MoneySavingExpert provides tips to improve your credit score.
Contact us if you need any further help.